Money Management


Does Your Portfolio Fit Your Needs and Goals?

At Optivest, we believe that a properly diversified portfolio goes well beyond the typical mix of stocks, bonds and cash. Optivest utilizes sophisticated forecasting tools to audit investment cycles, current vs. historical valuations and statistical probabilities of return to determine the right mix of investment vehicles to meet our clients’ needs.

As a full-service investment management firm, we realize that every client is unique and therefore we start by conducting an extensive fact finding and risk tolerance sensitivity process. Once we fully understand each client’s unique background, financial situation and objectives, we begin the process of creating an “optimum investment” portfolio for their specific risk profile.

We believe that a properly diversified portfolio goes well beyond the typical mix of stocks, bonds and cash.

Asset Allocation & Portfolio Construction:
Our always current investment discipline is balanced with our client’s unique investment objectives, thus arriving at portfolios that are far more diversified than the typical stock, bond and cash allocations – many invested across multiple asset sectors. Tactical portfolios are developed, stress-tested against varied potential market conditions and calibrated to target specific income and growth returns.


Optivest Investment Strategy

Investment Strategy

We see investments as more than just products; we see them as answers to specific client goals. The optimum portfolio allocation targets low volatility utilizing a strategic blend of securities, fixed income and real estate. Including these specialty growth and high cash flow investments truly balances and protects portfolios, providing the peace of mind you desire.

Turning success into peace of mind requires that risk become the first order of business.

Whether your investment goals are monthly income, annual growth or a combination of both, our investment decisions are based on a diversified approach to investing. We provide our clients access to investments that truly balance their portfolios, incorporating traditional securities, specialty income products, and real estate.

 Optivest Portfolio

Traditional Management:

→ Optivest utilizes sophisticated research and support offered by numerous tools and companies such as Morningstar, Credit Suisse, Goldman Sachs and PIMCO to continually research the track records, philosophy of management, and personnel history of all programs that we recommend. As experienced financial market professionals, we know the questions to ask and how to determine which programs have a high degree of probability in reaching their stated objectives. Optivest is perpetually evaluating the general economy, inflation, interest rates, U.S. and foreign stock markets, broad commodity prices as well as real estate.

Hedged Stock Management:

→ These non-correlated stock market investments, in both hedged stock funds and fund of funds, have helped Optivest accounts maintain uncorrelated returns during periods of time that traditional stock markets are flat or negative.

Real Estate:

→ Optivest is actively investing with highly experienced managers and operators of hotels, assisted living centers, medical office buildings, public storage facilities, retail, office, apartments, and critical business infrastructures. These are all structured through private REITs or private Reg-D offerings.  We partner only with the managers whom we feel are experts in each of the above mentioned areas.

→ We diversify our real estate allocations among the five primary real estate property groups: hotels, office, retail, industrial/commercial and multi-family. These investments are made through highly experienced acquisition and management professionals, geographically diversified across the country. We also offer development projects in hotel, office, medical, retail, apartment and self storage.

Family Financial Planning

Family Wealth Advisory

The financial issues of wealthy families and individuals are constant and complex. That is why we believe in true wealth management. In addition to investment consulting, Optivest’s comprehensive process involves advanced planning for tax efficiency, wealth transfer, wealth protection and philanthropy. We come alongside you as your family’s CFO to offer sound advice and solutions in concert with top advisors and estate specialists.

Our ultimate goal is to help you make wise decisions with your money.

As professional fiduciaries, we specialize in educating and supporting multi-generational families toward successful management and transfer of all aspects of their wealth. We help you prepare for and maneuver through family meetings, optimizing communication as you share your legacy.

Utilizing Optivest’s Family Wealth Advisory process allows us to take a holistic approach catered to our clients’ specific needs:

  • Complete organization of your family’s entire financial balance sheet (updated daily) through our proprietary OptiWealth online platform.
  • Customized, ongoing interviews to conduct a thorough and thought-provoking understanding of your unique history, values, long-term wealth objectives and legacy plans.
  • Complete organization of your estate, tax, business, property, insurance, health and personal documents on a secure and
    easily accessible online vault called OptiWealth. Further, we help you with family meetings to successfully pass on your legacy to your heirs. Reference books and checklists included.
  • Access to over 150 years of combined expertise from professionals in the following areas: estate design, tax consulting, M&A activity, property management, real estate financing, health and wellness, travel and family dynamics.
  • Optivest Portfolio Management includes: Build and manage custom investment portfolios producing clearly defined outcomes and risk metrics utilizing our open architecture, low fee and conflict-free research. Commercial real estate available based on suitability. (Portfolio Management Agreement and Fee Schedule applied.)

The services listed above are offered at the Family Wealth Advisory fee schedule.